Disability Pensions

Can I work when I’m on a disability pension?

Members of the pension system are allowed to work if they are on a disability pension. However, they should be aware of any work restrictions that the pension doctors assigned to them when the pension was granted. If they are working in a capacity that exceeds the work restrictions of the pension doctors, the Board of Fire and Police Pension Commissioners has the authority to review the pension and adjust it accordingly if it is determined that the disability status has changed.

Can my disability pension be reviewed even though a scheduled or periodic review was not assigned?

Yes. Some disability pensions are granted with a scheduled review. These are typically cases where the disability is determined to have the potential to change in the near future and the Board reviews the granted disability to make any adjustments to the pension that may be warranted. However, the City Charter and Administrative Code grants the Board of Fire and Police Pension Commissioners the authority to review all disability pensions.

Do I need an attorney/representative if I apply for a disability pension?

In filing for a service-connected/nonservice-connected disability pension, the choice to retain representation is entirely up to you. Applicants who seek representation must be represented by either legal counsel or by a representative of an organization registered with the City Clerk’s Office (e.g. LAPPL, UFLAC, etc.). Applicants may choose to represent themselves.

Note: LAFPP staff is prohibited from providing copies of psychiatric medical reports directly to an applicant who is not represented by an attorney, based on professional advice from psychiatrists that providing these documents to an applicant who filed a psychiatric claim might cause harm to the applicant.

Disability Pension cases are presented to the Board of Fire and Police Pension Commissioners in one of two manners:

The first is when the applicant agrees with all of the elements of the recommendation that staff provides to the Board regarding the pension application. In this situation, when the case is at the Board, the Board votes on the case and reads the file into the record with the understanding that all interested parties agree with the recommendation. It typically takes less than 5 minutes for the Board to complete their necessary administrative actions.

All other cases are scheduled on the Board’s agenda with the understanding that there is disagreement with some or all of staff’s recommendation on the disability application. In these scenarios, the applicant or applicant’s attorney/representative is given the opportunity to present supporting evidence and oral testimony to the Board and explain any disagreements with staff’s recommendation.

Not all of the cases that go to the Board have representation. Again, it is an individual decision that needs to be made by you, as you know the complexity of your case. Some of these cases have taken up to an hour to present to the Board, depending on the complexities of the case. The Hearing is not adversarial, just an opportunity for the applicant/attorney to explain any disagreements with the recommendation.

An applicant who represents him or herself at a concluded hearing may request a rehearing within 90 days after the Board has adopted the Findings of Fact for the purpose of being represented by legal counsel.

What is recaptured by Workers’ Compensation if I get a disability/surviving spouse pension?

If a Disability Pension is granted, service-connected or non-service-connected, regardless of the disability involved, the following will be recaptured by Workers’ Compensation:

  • All permanent disability cash awards, including attorney’s fees
  • Temporary Disability paid at State Rate
  • Advances from permanent disability
  • Vocational Rehabilitation Maintenance Allowance

Arrangements for the recapture of funds are made with the Accounting Section of the Department of Fire and Police Pensions and the City’s third-party Workers’ Compensation administrator.

Note: Surviving Spouses are not required to pay back Workers’ Compensation awards of a member’s prior injuries. State Death Benefits payable to a surviving spouse may be recapturable.

General Information


YEARS OF SERVICE INFORMATION

How do I purchase my recruit training time?

You may log in to MyLAFPP to calculate a cost estimate. If, after reviewing the cost estimate, you want to purchase your recruit training time, you may submit your request through MyLAFPP, or by contacting Active Member Services at (213) 279-3140 or (844) 88-LAFPP, or by e-mail at amssection@lafpp.com. Learn more about purchasing recruit training time.

Can I buy back my military time?

Yes. If you are an active member who served in the military or were employed by another public agency, you may be able to purchase that time under the Public Service Purchase (PSP) Program, subject to the requirements and limitations established by the PSP ordinance. Learn more about purchasing military or public service time.

Can I establish reciprocity with an agency I worked for previously?

No. Currently, there are no reciprocity agreements between outside agencies and the City of Los Angeles Fire & Police Pension System.

Which bonuses are pensionable?

Most Fire department bonuses are pensionable except for the Incident Management Team (IMT), Field Incident Management Team (FIMT), and Tactical Emergency Medical Support (TEMS) bonuses. Most Police department bonuses are pensionable except for the Field Assignment, Detective Incentive, Education Bonus, Geographic Patrol and Crime Suppression Incentive bonuses. The uniform allowance and overtime are also not pensionable. Please refer to your bargaining unit’s MOU for more information on bonuses.


DOCUMENTATION INFORMATION

I’m getting things organized and I’d like to give you records for my Dependent Child so that he/she is on file with your office if I die before him/her. Who receives those records in your office?

A Dependent Child is a child of a member who became mentally or physically disabled before age 21 and is not capable of earning a living. Dependent Children become eligible for benefits upon the death of their parent who is a member of the pension system. Since processing of the Dependent Child benefits does not start until the death of the pension member, it would be prudent to keep essential documents available for others to provide to the Fire and Police Pensions Department upon your death.

We also encourage you to submit copies of any documentation you may have in person, by mail to: Los Angeles Fire and Police Pensions, ATTN: Disability Pensions Section, 701 East Third Street, Suite 200, Los Angeles, CA 90013, or by email to disability@lafpp.com. The information you collect to document the disabling condition may include medical records, school records, Social Security benefits, assisted living or institutionalization records, etc. In addition, we will also need the birth certificate for your child, marriage certificate for you and your spouse, any previous dissolution decrees for prior marriages, guardianship/conservatorship papers, and a written request for the child to be granted dependent child status. A letter confirming our receipt of your documentation is usually mailed within 10 business days.

I’m applying for a mortgage loan and the bank is asking for the current balance of my pension contributions. How can I get a copy of my contribution statement?

Login to your MyLAFPP account to view the current balance of your pension contributions. You may also obtain a copy of the year-end statement by clicking on Forms & correspondence on your MyLAFPP account.

If you do not have access to MyLAFPP or you need a formal letter showing your current pension contributions balance, please complete a Request for Contributions Statement form. 

I’m in the process of getting a divorce. How can I obtain the value of my pension?

LAFPP does not provide pension values. The value of your pension or the “accrued pension benefit” must be determined by an actuary. However, we can provide you a divorce contribution letter which contains information that will help calculate the value of your pension benefit. To request a divorce contribution letter, please complete a Request for Contributions Statement form.

For information on how a divorce may affect your pension benefits, please review our Dissolution of Marriage Guide.


IRC 401(a)(17)

What is IRC 401(a)(17)?

IRC 401(a)(17) is a section from the Internal Revenue Code (IRC) that limits the amount of compensation (annual compensation limit) that can be used to calculate a member’s retirement benefit in any given calendar year. Those who became members on or after July 1, 1996, are subject to the annual compensation limit. This limit, however, does not apply to those who became members prior to July 1, 1996 (grandfathered members).

How does IRC 401 affect me? (Active)

This annual compensation limit is used to calculate the maximum pension contribution amount to be deducted from a member’s pay in a calendar year (January to December). The pension contribution limit varies by tier and by calendar year. For 2024, the maximum compensation limit is $345,000 and the maximum contribution for members contributing at 8%, 9% and 11% is $27,600, $31,050 and $37,950 respectively. If you are a member of Tiers 2, 3, 4, or 5 and opted in to the additional 2% post-tax contributions, these contributions will be limited to no more than $6,900 for 2024.

Once a member reaches their maximum contribution limit in the calendar year, LAFPP will cease taking contributions for the rest of the year.  LAFPP will start taking contributions again the following calendar year.

If you have further questions, please contact LAFPP’s Active Member Services section at amssection@lafpp.com, or by phone at (213) 279-3140.

How does IRC 401 affect me later? (Retired)

Your pension is calculated based on your Final Average Salary (FAS). FAS is the average monthly pensionable pay for your last 12 complete months as an active member if you are in Tiers 3, 4, or 5.  If you are in Tier 6, your FAS is the average monthly pensionable pay for your last 24 complete months as an active member.  If 2024 was part of your designated consecutive month period and you made $375,000, only $345,000 would count towards your FAS.