Category: Newsroom

Upcoming Changes to MyLAFPP

Posted on by Oscar Diaz

NOTICE: MyLAFPP will undergo scheduled upgrade beginning on August 6th. During this period, you may experience temporary disruptions. We apologize for any inconvenience and appreciate your understanding. For immediate assistance please visit Contact Us.

As part of our commitment to providing a secure and efficient platform for managing your account, the MyLAFPP member portal will be undergoing a crucial upgrade. This update includes enhancements that provide an elevated level of security and allow for additional functionality offerings in the future.

Here’s what you need to know:

  • Existing Users – Password Update Required

    If you are an existing MyLAFPP user, your password will no longer be valid and will need to be updated after the upgrade rollout. To experience a smoother transition, please ensure you know your current username.

    If you do not recall your username, you can retrieve it by clicking on “Forgot Username” and following the prompts. See step-by-step instructions on our MyLAFPP Helpdesk.

  • Updated Password Requirements

    Passwords will be case sensitive, require at least 12 characters, and must contain a number, a lowercase letter, a uppercase letter, and a special character.

  • Updated Multi-Factor Authentication

    Upon logging into MyLAFPP, you will be required to enable Multi-Factor Authentication (MFA) using either your email, an authenticator app, or mobile text message (message and data rates may apply).  After every valid login, the system will initiate the two-step verification process using the MFA you selected (email, app, or mobile text message). The use of MFA can help to prevent unauthorized MyLAFPP account access if your password has been compromised.

  • Secure Messaging Functionality

    After the upgrade, you will be able to send secure messages and attachments directly to LAFPP. Additional functionality will be made available after the transition.

Check your email for important updates and instructions. Not yet registered to MyLAFPP? Visit our HelpDesk for instructions on how to register.

2024 Non-Medicare Health Subsidy Increase

Posted on by Oscar Diaz

The new approved amount for the maximum non-Medicare health subsidy is $2,241.39 per month, effective July 1, 2024.

On May 2, 2024, the Board of Fire and Police Pension Commissioners approved a 3.3% increase to the maximum non-Medicare health subsidy.  With this increase, many retired members under age 65 will experience lower out-of-pocket costs.

The new maximum subsidy will fully subsidize all LAFRA, LAPRA, or UFLAC single-party and two-party non-Medicare plan premiums, as well as some family plan coverage levels, for retired members with a non-frozen subsidy and at least 25 years of service.

Each year, the Board has the authority to increase the non-Medicare subsidy by up to the lesser of 7% or the actuarial medical trend rate for the upcoming fiscal year. The non-Medicare actuarial medical trend rate applicable to fiscal year 2024-2025 is 7.25%.

The actuarial medical trend rate is an actuarial assumption that is determined annually by the Board in consultation with their actuary. It is one of several assumptions used to determine the long-term liabilities for the annual retiree health valuation.

How did the Board determine the non-Medicare health subsidy increase?

On May 2, 2024, the Board of Fire and Police Pension Commissioners approved a new policy with a formula to determine the annual non-Medicare health subsidy increases. The formula for the maximum non-Medicare Health Subsidy, which was developed with input from Los Angeles Firemen’s Relief Association (LAFRA), Los Angeles Police Protective League (LAPPL), Los Angeles Police Relief Association (LAPRA), and United Firefighters of Los Angeles City (UFLAC), will determine future increases as the lesser of:

  1. The average of the annual increase in the Los Angeles Medical Care Index published by the U.S. Bureau of Labor Statistics as of the previous December and 7%; or
  2. The maximum allowable increase to the Non-Medicare Health Subsidy pursuant to Los Angeles Administrative Code Section 4.1154(e).

Based on this data, the Board approved a 3.3% increase to the maximum non-Medicare health subsidy.

Do I qualify to receive the non-Medicare subsidy?

The actual increase in subsidy benefit per member is dependent upon eligibility and the retiree’s respective health plan premium. The approved increase to the maximum non-Medicare subsidy provides fully subsidized single- and two-party coverage for all eligible retired members with 25+ years of service. Qualified survivors who are under the age of 65 and pensioners who are enrolled in a Board-approved HMO or PPO single-party Medicare health plan are not impacted by the maximum non-Medicare subsidy increase.

Where can I get more information?

If you have questions or need more information regarding the non-Medicare Health Subsidy increase, please contact the Medical & Dental Benefits section by calling (213) 279-3115 or toll-free at (844) 88-LAFPP, Monday-Friday from 7:30 a.m. to 4:30 p.m. (PDT), excluding weekends and City holidays. You can also reach us by email at mdb@lafpp.com.

Related Articles:

Health Insurance Subsidy for Members

Health Subsidies and Medicare Requirements

2025 Non-Medicare Health Subsidy Increase

Posted on by nashamah.freeman@lafpp.com

The new approved amount for the maximum non-Medicare health subsidy is $2,398.29 per month, effective July 1, 2025.

On February 6, 2025, the Board of Fire and Police Pension Commissioners approved a 7% increase to the maximum non-Medicare health subsidy.  With this increase, many retired members under age 65 will experience lower out-of-pocket costs.

The new maximum subsidy will fully subsidize all LAFRA, LAPRA, or UFLAC single-party and two-party non-Medicare plan premiums, as well as some family plan coverage levels, for retired members with a non-frozen subsidy and at least 25 years of service.

Each year, the Board has the authority to increase the non-Medicare subsidy by up to the lesser of 7% or the actuarial medical trend rate for the upcoming fiscal year. The non-Medicare actuarial medical trend rate applicable to fiscal year 2025-2026 is 7%.

The actuarial medical trend rate is an actuarial assumption that is determined annually by the Board in consultation with their actuary. It is one of several assumptions used to determine the long-term liabilities for the annual retiree health valuation.

How did the Board determine the non-Medicare health subsidy increase?

On May 2, 2024, the Board of Fire and Police Pension Commissioners approved a new policy with a formula to determine the annual non-Medicare health subsidy increases. The formula for the maximum non-Medicare Health Subsidy, which was developed with input from Los Angeles Firemen’s Relief Association (LAFRA), Los Angeles Police Protective League (LAPPL), Los Angeles Police Relief Association (LAPRA), and United Firefighters of Los Angeles City (UFLAC), will determine future increases as the lesser of:

  1. The average of the annual increase in the Los Angeles Medical Care Index published by the U.S. Bureau of Labor Statistics as of the previous December and 7%; or
  2. The maximum allowable increase to the Non-Medicare Health Subsidy pursuant to Los Angeles Administrative Code Section 4.1154(e).

Based on this data, the Board approved a 7% increase to the maximum non-Medicare health subsidy.

Do I qualify to receive the non-Medicare subsidy?

The actual increase in subsidy benefit per member is dependent upon eligibility and the retiree’s respective health plan premium. The approved increase to the maximum non-Medicare subsidy provides fully subsidized single- and two-party coverage for all eligible retired members with 25+ years of service. Qualified survivors who are under the age of 65 and pensioners who are enrolled in a Board-approved HMO or PPO single-party Medicare health plan are not impacted by the maximum non-Medicare subsidy increase.

Where can I get more information?

If you have questions or need more information regarding the non-Medicare Health Subsidy increase, please contact the Medical & Dental Benefits section by calling (213) 279-3115 or toll-free at (844) 88-LAFPP, Monday-Friday from 7:30 a.m. to 4:30 p.m. (PDT), excluding weekends and City holidays. You can also reach us by email at mdb@lafpp.com.

Related Articles:

Health Insurance Subsidy for Members

Health Subsidies and Medicare Requirements

2025 Strategic Plan Member Survey – Active Members

Posted on by Elizabeth Trevizo

As part of our Strategic Plan goal, LAFPP is conducting a series of surveys to gather ideas on possible improvements to enhance the LAFPP member experience. 

Please take a few moments to complete a 5-minute survey to rate our services and how well you understand your pension benefits. 

Thank you for taking your time to provide us with your input and feedback.

Clik here to open the survey.

Police Officer Recruitment Incentive Program

Posted on by Stephen Bayutas

Refer a candidate to become an LAPD officer and receive $1,000 when they are hired, and $1,000 upon their graduation from the Police Academy. There is no limit to the number of candidates you can refer. Invite your candidate today, encourage them throughout the process, and very soon you’ll see the incentive added to your paycheck!

Retired City Employee Robert Long earned $2,000 with the Police Officer Recruitment Incentive Program. View the YouTube video to watch his story and learn how you can earn $2,000 too!

For more information on the Police Officer Recruitment Incentive Program go to https://www.joinlapd.com/apply/porip or email personnel.psbrecruitment@lacity.org

Human Resources and Payroll (HRP) Project Q&As

Posted on by Elizabeth Trevizo

The City of Los Angeles’ Human Resources and Payroll (HRP) project is currently in Phase 2 of implementing “Workday“. The Phase 2 go-live date is scheduled for June 16, 2024, and will impact how you view your paystubs and deductions.

What is HRP?

The Human Resources and Payroll (HRP) project is implementing “Workday“ to improve the human resource and payroll process for the City of Los Angeles employees. This new project will replace the City’s legacy payroll system, PaySR, with Workday, a modernized software platform for human resource management and payroll.

Read more about the HRP Workday project through the City’s Intranet (City Google log in required)

How will this change affect me?

This change will only affect Active and DROP members. As with any new system, there is always a possibility that issues may occur during the transition period. You may experience errors and/or differences in your pay, deductions, and contributions. Some of the causes for the potential pay differences may include:

  • User error – This may result from errors in data entry, submission and approval of time and absences within the appropriate pay period.
  • Poor data quality – Missing information or inaccurate time.
  • City policy or processes not configured in the same manner – This may arise from a difference in configuration between Workday and PaySr.
  • System Differences – Differences may arise from PaySr and Workday having different methodologies.

What action do I need to take?

BEFORE THE TRANSITION:

You should review your paystubs to ensure you are familiar with your pension contributions and/or deductions. Pension contributions may include:

PAYROLL CODEDESCRIPTION
03Regular contributions
03FVoluntary deductions for public service purchase contracts
03CVoluntary deductions for purchases of Academy or Drill Tower, or Workers Compensation period
03R or 03UVoluntary retiree health contributions

AFTER JUNE 16, 2024:

The first paycheck that will be paid in Workday is on July 10, 2024. Please review and verify pension related contributions and deductions on your paystub to ensure the amounts match what was on your check prior to the transition to Workday. 

What should I do if my pension related contributions are missing or are incorrect on my paycheck?

Should you notice any discrepancies on your pension-related contributions after Workday goes live, contact Active Member Services at (213) 279-3140 or by email at amssection@lafpp.com.

What should I do if I notice incorrect non-pension related information on my paycheck?

For discrepancies related to earnings and non-pension related deductions, contact your department’s payroll section.

Police payroll: (213) 978-6650

Fire payroll: (213) 978-3440

Port Police payroll: (310) 732-3739

Airport Police payroll: (424) 646-7772

Deferred Compensation: (844) 523-2457

For other issues related to Workday, you may visit HRP FAQ.

Fiscal Summary of the LAFPP Fund

Posted on by planeteria

Presentation to the Budget and Finance Committee

On August 26, 2013, the General Manager gave a presentation to the City Council’s Budget and Finance Committee summarizing the 2012 Annual Report and preliminary results for the most recent fiscal year ending June 30, 2013. Click here to review a PDF copy of the presentation.

LAFPP Reports Revised Preliminary Return of 13.01 Percent for 2012–13

Posted on by planeteria

LAFPP REPORTS REVISED PRELIMINARY RETURN OF 13.01 PERCENT FOR 2012-13

Los Angeles Fire and Police Pensions (LAFPP) is reporting a revised preliminary return of 13.01 percent for the fiscal year ending June 30, 2013 (updated from the preliminary return of 12.67 percent reported on July 17, 2013).
The gain was led by LAFPP’s strong performance in the domestic and international equity markets including the developed and emerging markets, demonstrating returns over their benchmarks. LAFPP’s real estate investments also showed strong performance for the year.
LAFPP’s 13.01 percent return is well above the Fund’s discount rate of 7.75 percent, which is the long-term return required to meet current and future obligations for members. LAFPP’s 10-year investment return is 7.66 percent, while its 20-year return is 8.01 percent.
LAFPP has a long-term investment horizon and uses an asset allocation which encompasses a strategic long-term perspective of the capital markets.
Returns for real estate, private equity and some components of the inflation assets reflect market values through March 31, 2013 (not June 30, 2013). Final performance including the last quarter of the fiscal year will be available after asset valuations are completed.
LAFPP is one of the largest fire and police pension funds in the U.S. The retirement system administers retirement benefits for more than 25,000 current and retired safety employees for the City of Los Angeles. More information is available at About LAFPP.